More freedom in your pocket and perks that follow you every day.

The Stori Black Credit Card emerges as an innovative option for those seeking convenience, real benefits, and more autonomy in financial management.

With it, you can access exclusive perks that go beyond simple shopping, adding more value and trust to each transaction you make.

Its proposal combines technology, security, and flexibility, becoming an interesting ally for anyone looking to explore new possibilities in today’s financial universe.

Now it’s your turn: discover the Stori Black Credit Card and see how it can transform the way you manage your money!

Discover the Stori Black Credit Card: Digital security, cashback, and up to 12 months interest-free

The Stori Black Credit Card is issued by the Mexican fintech Stori, an institution regulated and supervised by the CNBV, ensuring credibility and security.

Stori has gained recognition in the financial market by reaching millions of clients, backed by international investors, proving its strength and reliability.

Initial limits vary depending on the applicant’s profile, starting at accessible amounts and going up to $230,000, offering significant flexibility.

Many people apply for this card because it combines no annual fee, benefits like cashback, advanced digital security, and full control through the app.

Main benefits of the Stori Black Credit Card

The Stori Black Credit Card stands out as a modern, practical, and safe option, created to simplify credit use and add value to purchases.

It brings together benefits that make everyday life lighter: no fixed costs, cashback rewards, flexible payments, and full control through the app.

No annual fee

Not paying an annual fee means more money left to invest in personal experiences, dreams, or even saving for emergencies that may come up.

The absence of this charge makes the card attractive, especially for those seeking accessible credit without unpleasant surprises on statements or hidden fees.

With the Stori Black Credit Card, customers gain convenience, using credit transparently without affecting the monthly budget with unnecessary additional charges.

This feature shows Stori’s commitment to offering a fair product designed for those who value clear benefits and prefer straightforward financial services.

Cashback between 1% and 3%

Cashback works by returning a percentage of the amount spent directly on your statement, helping reduce debt or being used for future purchases.

In practice, every time you shop, part of the amount comes back, letting you save automatically while making better use of your resources.

The percentage varies between 1% and 3%, depending on Stori’s active promotions and policies, adapting rewards to current market conditions.

This means the more you use the card, the higher the accumulated return, turning everyday expenses into continuous and real financial advantages.

Flexible payments

This benefit works by offering different installment options at partner stores, allowing you to split purchases in up to 12 months without interest.

In practice, you choose the term that best fits your budget, organizing payments according to your personal financial reality.

That way, a larger purchase doesn’t overwhelm the entire month since it can be distributed into smaller installments, maintaining balance between spending and responsibility.

Flexibility exists precisely to make the card more adaptable, letting the customer define how to pay without losing peace of mind and convenience.

High credit limit

The credit limit works according to the customer’s profile, increasing progressively based on usage history, on-time payments, and financial behavior.

Initially, the limit may be moderate, but with responsible use it grows, reaching expressive values of up to 230,000 Mexican pesos.

This ensures greater purchasing power, making it possible to cover daily expenses as well as bigger investments without relying on expensive financing.

In practice, a high limit works as support for personal goals, trips, or emergencies, offering security and peace of mind in different situations.

Security technology

Security is provided through digital features like a non-clonable chip, contactless payments, and virtual cards with dynamic security codes.

This system means that every two minutes the virtual card code changes, preventing cloning and reducing risks in online transactions.

In practice, each purchase is protected by additional layers of technology, bringing more confidence when using the card in stores or online.

This allows you to enjoy all the benefits worry-free, knowing your data is protected against fraud or digital threats.

App management

Management works through the Stori app, available for Android and iOS, where you can control expenses, limits, statements, and card functions.

With just a few taps, it’s possible to temporarily block the card, check the available balance, and even adjust installment settings.

This convenience ensures more autonomy since you don’t need to call service centers or deal with bureaucracy for simple day-to-day actions.

The Stori Black Credit Card combines technology and convenience, letting you manage your financial life in real time directly from your phone.

Eligibility requirements to apply for the Stori Black Credit Card

To apply for the Stori Black Credit Card, you must meet some basic criteria that ensure a fair and adequate profile analysis.

• Be of legal age: only people over 18 years old can apply.
• Valid official ID: present a current INE or passport to prove identity.
• Proof of address: provide an updated document, such as a utility bill, to validate residence.
  Financial history: have RFC, CURP, and a minimum credit profile assessed by Stori.

By meeting these requirements, you increase your chances of approval and can enjoy the exclusive benefits of the card with more confidence.

Step by step to apply for the Stori Black Credit Card

Applying for the Stori Black Credit Card is simple and quick, just follow a few practical steps directly through the official Stori app.

• Download the Stori app: available for Android and iOS, the entire application process is handled there.
• Create your account: enter personal details such as full name, RFC, CURP, and contact information, ensuring everything is correct.
• Send the required documents: upload a selfie, updated proof of address, and valid ID for digital verification.
• Wait for review and approval: once your profile is validated, you’ll receive a response and can start using the virtual card immediately.

Following these steps ensures a fast, digital, and hassle-free process, with the physical card arriving within a few business days.

Applicable fees for the Stori Black Credit Card

The Stori Black Credit Card offers attractive perks but also has some fees that may apply in specific situations of use.

Knowing how each fee works makes it easier to avoid unnecessary expenses and use the card wisely and securely.

Balance inquiry fee

Checking balance in the Stori app is free, but using external ATMs costs $10 + VAT domestically or $25 + VAT abroad.

Example: checking your balance at a Mexican bank ATM costs about $11.60 including VAT. Abroad, it’s around $29.

This fee covers partner bank services. Avoid it easily by always prioritizing the Stori app, which is free and available on your phone.

The Stori Black Credit Card recommends using the official app to track expenses without paying extra fees for such simple operations.

Card replacement fee

Stori generally doesn’t charge a setup fee, but the contract lists $500 if applied, appearing only on the first statement.

For example, if this fee is charged, you’ll see $500 only once after the card’s approval and activation.

This fee is often waived during promotional campaigns, allowing new clients to use the card without facing upfront costs.

Always confirm during application whether this charge applies, since policy can vary depending on active special offers.

Cash withdrawal fee

Cash withdrawals at ATMs have a cost of 10% of the amount withdrawn, plus immediate interest starting from the day of the operation.

Example: withdrawing $1,000 generates an extra $100 fee, not including the interest applied from that same day.

This service can be helpful in emergencies but should be used cautiously since it makes credit significantly more expensive and less advantageous.

Stori recommends prioritizing free digital transfers, leaving withdrawals only for cases when no other alternatives are available.

Late payment fee

When a bill is not paid by the due date, a penalty of $300 + VAT is charged, plus proportional interest.

Example: a five-day delay on a $2,000 bill results in a penalty of about $348, excluding interest.

This fee encourages timely payments, avoiding defaults and strengthening the customer’s credit history within the Mexican financial system.

Keeping discipline is key since frequent delays generate high interest that quickly disrupts personal financial planning.

Improper clarification fee

If you dispute a charge and the investigation proves it was legitimate, a $300 + VAT clarification fee is applied.

Example: disputing a forgotten streaming subscription may result in a $348 charge if the transaction is confirmed as valid.

This fee discourages unfounded claims, encouraging customers to carefully review expenses before opening disputes with Stori.

Using the app to check statements helps avoid mistakes and additional costs, making the relationship simpler and more transparent.

Fixed annual interest rate

The fixed annual interest rate is 97.1% without VAT, applied to balances not fully paid on the monthly statement.

Example: a $5,000 bill with only $1,000 paid generates high interest on the $4,000 balance left unpaid.

This figure shows how paying only the minimum can quickly become a financial problem, with debts growing significantly month after month.

The ideal choice is always to pay the full bill, avoiding this high rate that can affect financial health.

Total Annual Cost (CAT)

The card’s Total Annual Cost (CAT) is 172.3% without VAT, reflecting the sum of interest, commissions, and fees possible during the year.

Example: a client who delays payments, makes withdrawals, and accumulates interest may experience this high annual cost in practice.

Those who pay on time and avoid charged operations have a much lower real CAT than the maximum published.

The Stori Black Credit Card discloses its CAT clearly, allowing consumers to compare fairly with other cards in the Mexican market.

Conclusion

Understanding each benefit and fee of the Stori Black is essential to making the most of the card, ensuring more peace of mind and financial control.

By knowing how costs and perks work, you make conscious decisions, avoid unnecessary expenses, and keep a healthier relationship with your available credit.

This knowledge also strengthens your planning, letting you use the card as a support tool without unexpectedly straining your budget.

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