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A smart, secure, and commission-free way to access credit.

Stori Black Credit Card could be your perfect financial partner.

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We recommend it especially for those who want financial freedom, digital security, and practical management without the hidden costs of traditional banks.
We recommend it especially for those who want financial freedom, digital security, and practical management without the hidden costs of traditional banks.
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Before applying, check out the main benefits of the Stori Black Credit Card:
No annual fee for life
Cashback between 1% and 3% on your purchases
Payments of up to 12 months
High credit limits of up to $230,000

Find Out If the Stori Black Credit Card Is the Right Choice for You

The Stori Black Credit Card was designed for people looking for accessible, digital, and transparent credit, without bureaucracy or traditional fixed costs.

This card has already attracted millions of users in Mexico, standing out primarily for its combination of advanced technology, digital security, and attractive financial benefits.

With features like cashback, flexible limits, and direct control through the app, its goal is to transform the way you manage your finances.

Understanding its advantages and disadvantages is essential to evaluate whether Stori Black fits your lifestyle and current needs.

Advantages of the Stori Black Credit Card

  • No annual fee: The biggest appeal of Stori Black is the absence of an annual fee, eliminating fixed costs and allowing users to enjoy credit without unnecessary expenses.
  • Cashback between 1% and 3%: It provides a financial return on every purchase, giving back a portion of the amount spent on the statement and helping the user save effortlessly.
  • High credit limit: Depending on your profile, the card can offer up to $230,000 in credit, enabling both daily spending and larger investments with more freedom.
  • Flexible payments: It allows purchases to be split into up to 12 interest-free installments at partner stores, adapting to your budget and offering greater financial peace of mind.
  • Convenient digital management: The Stori app centralizes all information: spending, limits, and statements. Users have full control over their finances in real time.
  • Advanced security: With a non-clonable chip and virtual card with dynamic code, every transaction is protected, providing peace of mind against digital fraud.

Disadvantages of the Stori Black Credit Card

  • High interest rates: The annual interest rate can reach 97.1% excluding VAT, making it costly to maintain outstanding balances and increasing the risk of debt.
  • Total Annual Cost (CAT): The average CAT is 172.3% excluding VAT, considered high, requiring discipline to avoid compromising the user’s budget.
  • Fees for specific services: External ATM withdrawals, cash advances, card replacements, and late payments carry fees, which can significantly increase the card’s costs if frequent.
  • Variable cashback: Although advantageous, cashback depends on Stori promotions and policies, ranging from 1% to 3% depending on campaigns.
  • Limitations on installments: Interest-free installments apply only at partner stores. Outside of these, the condition may not be applied, limiting the promised flexibility.

Conclusion

The Stori Black Credit Card is ideal for those seeking convenience, zero annual fees, and real benefits, as long as it is used responsibly.

Its biggest strengths are practical digital management, attractive cashback, and high credit limits, positioning it as an accessible and modern card.

On the other hand, high fees for late payments or withdrawals highlight the need for attention and responsibility in daily use.

In summary, the Stori Black can be your financial ally if well managed. Access the article and see how this card can be the best option for you!

Yes, one of the biggest advantages of the Stori Black is its total annual fee waiver. This means the cardholder doesn’t have to pay any fixed fees to keep the card active. This feature makes the product more accessible, especially compared to traditional cards that may charge high amounts just for annual maintenance. As a result, users can focus entirely on using credit responsibly without worrying about hidden or unexpected charges. Discover all the details in the article about how Stori Black works and why it can be beneficial for your daily life!

The Stori Black returns a portion of the amount spent on purchases as cashback directly to the customer’s statement. Generally, the cashback ranges from 1% to 3%, depending on campaigns and fintech policies. The great benefit is that you save effortlessly: just use the card normally to earn money back. However, it’s important to remember that this percentage may change over time and some specific purchases may not be eligible. See in the article how the cashback works and learn how to make the most of this Stori Black benefit!

Although it has no annual fee, the Stori Black charges some fees in specific situations. Examples: cash withdrawals carry a 10% fee on the withdrawn amount; checking balances at external ATMs has a fixed fee; replacing a physical card due to loss or damage also incurs a charge; and late payments result in fines plus interest. Additionally, the card has a relatively high annual interest rate and a high Total Annual Cost (CAT) if statements are not paid on time. This means responsible usage is essential to avoid unnecessary costs. Check out the article for a detailed analysis of all fees and learn how to use the card more wisely!

To apply for Stori Black, you need to meet some basic criteria: be over 18 years old, provide a valid ID (such as a national ID or passport), submit an updated proof of address, and provide data like RFC and CURP for credit analysis. The fintech evaluates each applicant’s financial profile, and the initial limit is set based on this analysis, which may increase over time with responsible card usage. These requirements were designed to make the process more inclusive and digital, without the bureaucracy of traditional banks. Discover in the article all the requirements to apply for Stori Black and see if it fits your profile!

Stori Black: the card that combines freedom, security, and convenience

The Stori Black Credit Card was designed for those seeking convenience and full financial control without complications. With it, you can manage everything through the app, from credit limits to statements, ensuring complete autonomy. The concept is simple: provide accessible, digital, and transparent credit for everyday use.

One of its most attractive features is the lack of an annual fee, allowing cardholders to use the card without unnecessary fixed costs. Additionally, it offers cashback ranging from 1% to 3% on purchases, turning everyday spending into direct benefits. This cashback helps you save automatically.

Flexibility is another key point. Stori Black allows purchases to be paid in installments of up to 12 months interest-free at partner stores and offers credit limits that can reach up to $230,000. This provides greater freedom to cover everything from small expenses to larger investments without compromising your budget.

Security is also a priority: the card features a clone-proof chip, contactless payments, and a virtual card with a dynamically changing code. All of this ensures peace of mind for every transaction, whether in physical stores or online. Stori Black combines innovation, trust, and convenience for those looking to transform the way they use credit.

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Stori Black

Apply now for your Stori Black Credit Card on the official Stori platform and enjoy high credit, digital security, and flexible payments with no annual fee!

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Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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